An estimated 1 in 3 adults with an established credit history — or 77 million people — are so far behind on their debts that their account has been put “in collections.” And statistics support that about half of these collection cases involve debt collectors seeking to collect on unpaid medical debt. This is a highly stressful situation that many plaintiffs in personal injury cases find themselves in.
HMR Funding can help to keep medical debt collectors at bay by paying for the plaintiff’s medical bills and even providing cash for living expenses as they recover from their accident. Plaintiffs who are injured often have no medical insurance or they may have limited funds to pay for the medical care they require. In other situations, they may have health insurance but high insurance deductibles cannot be afforded to pay or policy limits that are too low to provide desperately-needed medical care. We are personal injury medical funding experts and specialize in catastrophic cases, which many funding companies avoid.
We purchase medical accounts receivables associated with personal injury cases, typically where the plaintiff is uninsured or underinsured. We work with medical providers from a variety of specialties related to personal injuries, from imaging, pain management and physical therapy all the way up to neuropsychologists, orthopedists and spine surgeons. Whether it’s one bill or many medical bills associated with a catastrophic injury, we purchase these medical bills so the plaintiff can concentrate on recovery and the attorney can concentrate on achieving the best case outcome.
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