In 2016, motorcyclists were 28 times more likely than passenger car occupants to die in a crash per vehicle mile traveled, and almost 5 times more likely to be injured. There are over 100,000 motorcycle accidents a year…When a motorcyclist wakes up in the hospital, their first question is often how they will pay for their medical bills. Many motorcyclists do not have health insurance. Many others are under-insured with insurance that doesn’t cover all of the post-hospital care they need. Still others have thin coverage with high deductibles, leaving them with huge out-of-pocket costs.
Injured motorcyclist suffered broken bones, internal organ damage, and a traumatic brain injury that put him in a coma for months, even though he was wearing a helmet. He was hospitalized for 14 months and is confined to a wheelchair and in need of 24-hour assistance for the rest of his life. He had no health insurance coverage for the treatment that his medical providers recommended. His medical providers agreed to treat him when HMR Funding became involved.
An estimated 1 in 3 adults with an established credit history — or 77 million people — are so far behind on their debts that their account has been put “in collections.” And statistics support that about half of these collection cases involve debt collectors seeking to collect on unpaid medical debt. This is a highly stressful situation that many plaintiffs in personal injury cases find themselves in.
HMR Funding can help to keep medical debt collectors at bay by paying for the plaintiff’s medical bills and even providing cash for living expenses as they recover from their accident. Plaintiffs who are injured often have no medical insurance or they may have limited funds to pay for the medical care they require. In other situations, they may have health insurance but high insurance deductibles cannot be afforded to pay or policy limits that are too low to provide desperately-needed medical care. We are personal injury medical funding experts and specialize in catastrophic cases, which many funding companies avoid.
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